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Privacy Notice

Last Updated November 2017

FACTS

What Does Brightstar Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and transaction history
  • Account balances and payment history
  • Credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Brightstar chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus:

  • Does Brightstar share? Yes
  • Can you limit this sharing? No

For our marketing purposes— to offer our products and services to you:

  • Does Brightstar share? Yes
  • Can you limit this sharing? No

For joint marketing with other financial companies:

  • Does Brightstar share? Yes
  • Can you limit this sharing? No

For our affiliates’ everyday business purposes— information about your transactions and experiences:

  • Does Brightstar share? Yes
  • Can you limit this sharing? No

For our affiliates’ everyday business purposes— information about your credit worthiness:

  • Does Brightstar share? Yes
  • Can you limit this sharing? Yes

For our affiliates to market to you:

  • Does Brightstar share? Yes
  • Can you limit this sharing? Yes

For nonaffiliates to market to you:

  • Does Brightstar share? No
  • Can you limit this sharing? N/A

To limit our sharing

Call Toll-Free: 1-855-771-7179

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call 1-855-771-7179 or go to mofreedom.com

Who we are

Who is providing this notice? Brightstar Finance Company, LLC

What we do

How does Brightstar protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Brightstar collect my personal information?
We collect your personal information, for example, when you:

  • apply for a lease or open an account
  • provide account information or give us your contact information
  • pay your bills

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?
Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more information on your rights under state laws.

What happens when I limit sharing for an account I hold jointly with someone else?
We do not offer joint accounts. Your account is held individually by you.

Definitions

Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include, but are not limited to: Brightstar US, Inc. and Brightstar Device Protection, LLC

Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Brightstar does not share with nonaffiliates so they can market to you

Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners may include other financial companies, such as payments companies and other companies with which we may jointly offer financial services

Other important information

For California Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account.

North Dakota Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by law, such as to process your transactions or to maintain your account.

For Vermont Residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization.

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